Rejoice Chikamnele - Sir J

Welcome to Today’s


Poverty is Tully A choice……..


This statement on poverty seems harsh and cruel but sadly is the truth. We are a product of our dominant thoughts. The common saying ‘As a man thinks in his heart, so is he’ is from the book of Proverbs 23: 7 (NKJV)’. Our decisions create our circumstances. Our financial decisions create our financial circumstances, as in other areas of life – social, professional, heath, spiritual etc. If you want to know who is to blame for where you are now, look for the closest mirror.

George Bernard Shaw drives the point home succinctly with his famous quote: “People are always blaming their circumstances for what they are. I don’t believe in circumstances. The people who get on in this world are the people who get up and look for the circumstances they want, and if they can’t find them, make them.”

It takes a level of maturity and willingness to learn to accept this fact. We are so used to blaming others that we hardly take time to really look at what we are doing wrong.

We create our financial circumstances

We daily create our financial circumstances by the financial decisions we make. We make choices every day, often blissfully unaware of the consequences. Ignorance of the law is neither tenable in court nor exempts you from suffering the consequences.

The reality is that we are choosing to be poor, middle class or rich everyday by the daily spending decisions we make, but are often unaware of what we are doing. That is why it will come as a shock to you that you have chosen to be poor. You will resist such notion by saying things like ‘God forbid’, ‘Minus me’, ‘it is not my portion’’ or any such slogan you often use when you want to avoid taking responsibility.

What you do to money today determines what money does to you in the days to come.

Here Is My Advice For You Beloved!!


“When money comes into your hands don’t consume it, that is the parent. Wait for it to

have children. When the children come, don’t consume them. Wait for them to have grand children. You can now consume the grand children, while its parents & Children keeps growing & expand to produce the great grand children.


Don’t forget each ( N1 ) You save + Invest Wisely & Smartly Buys You Freedom.

I Said Invest Smartly…..!!!

Don’t forget “Smart Work Pays Rather Than Hard Work “

Which destination are you heading?

Whether you are aware or not, you are traveling on a certain road. It is in your own interest to know where that road leads to, and determine if that is where you really want to end up. As long as you keep traveling on that road, you will get to that destination, whatever it is.

If you are on poverty expressway, you will eventually get there, if you are not there already. Each time I enter public transportation or board a plane, I first of all confirm the destination before I board. A couple of times when I did not ask, or asked the wrong person, I ended up in the wrong place. I had to retrace my steps and get on the vehicle going to my desired destination.

Looking at my life today, I am where I wanted to be when I expressed my dreams in clearly written goals more than 5 years ago. I made a choice. If I have any regrets, it is that I did pick up many Big Action at once.

Things may not always go according to plan. Sometimes a strong wind may take you off course but if you know where you are going and are determined to get there, you will course correct and eventually get there. It all comes down to a choice.



Rejoice Chikamnele – Sir J
( aka the passive income coach )

May It Be A Successful Day’s Ahead For Me & You


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